FinTech and RegTech have been part of the business narrative for some time now, and there are many expectations of how sophisticated technology will help to solve many of the current compliance challenges, and at the same time revolutionize the financial sector. As with all new technology, however, there is some degree of hype - while there is an undeniable drive towards increasingly sophisticated technology, will it bring about a revolution or disruption in compliance and financial services, or will it be more of the same?

Technology in healthcare has a lot of use cases: it monitors heart signals, creates breakthrough drugs, sees into the DNA, helps to treat patients remotely, finds more accurate diagnoses faster, and organizes the workflows of the hospitals nicely. Basically, companies use machine learning, AI, web development, and other technologies to enhance any part of the healthcare industry with a little bit of tech.

Smart cities are an innovative idea for managing metropolitan areas to improve sustainability and citizens' standard of living. Moreover, projects involving digitalisation and smart cities are required to add value to increase ecological and economic sustainability. However, this added value may be stated more straightforwardly by first subtracting the benefits from the efforts.

Robotics and artificial intelligence are two related but entirely different fields. Robotics involves the creation of robots to perform tasks without further intervention, while AI is how systems emulate the human mind to make decisions and learn. While you can have robotics with an AI element (and vice versa), both can, and usually do, exist independently of each other. The next big innovation may feel like science fiction today, but eminently possible tomorrow.